Episodes
34
May 13, 2026
Military Money Manual Crossover - Omen's Interview
🎙️ The Fiscal Foxhole
Special Feature: Military Money Manual Podcast Crossover
This week, Rob and Omen are both attending MillMoneyCon, so we’re doing something a little different. Instead of a standard episode, we’re sharing a guest appearance by Omen Quelvog on the Military Money Manual Podcast—a conversation that was simply too valuable not to cross‑publish.
If you’re 2–3 years from military separation or retirement, this episode is required listening. And even if you’re earlier in your care...
Special Feature: Military Money Manual Podcast Crossover
This week, Rob and Omen are both attending MillMoneyCon, so we’re doing something a little different. Instead of a standard episode, we’re sharing a guest appearance by Omen Quelvog on the Military Money Manual Podcast—a conversation that was simply too valuable not to cross‑publish.
If you’re 2–3 years from military separation or retirement, this episode is required listening. And even if you’re earlier in your care...
33
May 6, 2026
Financial Symptoms Part 2 - On the Right Path
🎙️ The Fiscal Foxhole – Episode 33
The Symptoms of Financial Success
What does financial success actually feel like? In this episode, Rob Moore and Omen Quelvog flip last week’s conversation on its head and break down the real‑world signs that your finances are working for you—not against you.
From checking your accounts without dread to handling surprises without panic, this conversation is about habits, mindset, and behavior—not just math.
📬 Stay Connected
📧 Email us: fiscalfoxhole@gmail.com...
The Symptoms of Financial Success
What does financial success actually feel like? In this episode, Rob Moore and Omen Quelvog flip last week’s conversation on its head and break down the real‑world signs that your finances are working for you—not against you.
From checking your accounts without dread to handling surprises without panic, this conversation is about habits, mindset, and behavior—not just math.
📬 Stay Connected
📧 Email us: fiscalfoxhole@gmail.com...
32
April 29, 2026
Financial Symptoms Part 1 - Headed for Trouble
🎙️ The Fiscal Foxhole
Symptoms of Financial Trouble (Part 1)
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog kick off a two‑part series focused on recognizing the early warning signs of financial trouble—before small issues become major problems. This week’s focus is on the symptoms of financial stress and why awareness is the first step toward turning things around.
📬 Connect With Us
Questions for the show?
fiscalfoxhole@gmail.com
Book a meeting with Omen
Book a meeting with...
Symptoms of Financial Trouble (Part 1)
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog kick off a two‑part series focused on recognizing the early warning signs of financial trouble—before small issues become major problems. This week’s focus is on the symptoms of financial stress and why awareness is the first step toward turning things around.
📬 Connect With Us
Questions for the show?
fiscalfoxhole@gmail.com
Book a meeting with Omen
Book a meeting with...
31
April 22, 2026
Fight in the Foxhole!
🎙️ The Fiscal Foxhole – Fight in the Foxhole
Episode Summary
In this special episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog finally stop agreeing.
Instead of the usual “it depends,” Rob and Omen step into the ring for a full Fight in the Foxhole, taking opposite sides on some of the most debated personal finance questions — with one rule: no nuance allowed.
The result is a fast‑paced, tongue‑in‑cheek episode packed with strong opinions, real financial principles, and plenty of frien...
Episode Summary
In this special episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog finally stop agreeing.
Instead of the usual “it depends,” Rob and Omen step into the ring for a full Fight in the Foxhole, taking opposite sides on some of the most debated personal finance questions — with one rule: no nuance allowed.
The result is a fast‑paced, tongue‑in‑cheek episode packed with strong opinions, real financial principles, and plenty of frien...
30
April 15, 2026
Real Estate & Rental Reality Check w/ Daniel Huffman
🎙️ Fiscal Foxhole – Real Estate Reality Checks & Accidental Landlords
In this episode of The Fiscal Foxhole, Rob and Omen welcome Daniel Huffman, ChFC®, MQFP® and Army Reservist, down into the foxhole for a no‑nonsense conversation about real estate investing, rental properties, and why so many “passive income” stories fall short in the real world.
If you’ve ever heard that renting out a home is easy, passive, or a guaranteed win—this episode brings the clarity most investors wish they had befo...
In this episode of The Fiscal Foxhole, Rob and Omen welcome Daniel Huffman, ChFC®, MQFP® and Army Reservist, down into the foxhole for a no‑nonsense conversation about real estate investing, rental properties, and why so many “passive income” stories fall short in the real world.
If you’ve ever heard that renting out a home is easy, passive, or a guaranteed win—this episode brings the clarity most investors wish they had befo...
29
April 8, 2026
5 Ways Luck Messes With Your Money
🎙️ Episode Overview
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog unpack how luck—and misplaced confidence—can quietly derail your financial plan. From debt and lifestyle inflation to insurance gaps and investing overconfidence, they explore practical ways to replace luck with preparation and intentional decisions.
🤝 Connect with Rob and Omen
Book a meeting with Omen
Book a meeting with Rob
🧠What We Cover
Why good outcomes can create false confidence with money
How relyin...
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog unpack how luck—and misplaced confidence—can quietly derail your financial plan. From debt and lifestyle inflation to insurance gaps and investing overconfidence, they explore practical ways to replace luck with preparation and intentional decisions.
🤝 Connect with Rob and Omen
Book a meeting with Omen
Book a meeting with Rob
🧠What We Cover
Why good outcomes can create false confidence with money
How relyin...
28
April 1, 2026
Faith Based Planning - Understanding Your Purpose
What happens when financial planning is driven not just by numbers—but by purpose?
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog unpack what faith‑based financial planning really means, how it compares to values‑based planning, and why money itself is never the goal—only the tool.
With Easter on the horizon (and a classic April Fool’s fake‑out to start the show), the conversation goes deep into how beliefs shape financial decisions, from saving and investing to giving and d...
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog unpack what faith‑based financial planning really means, how it compares to values‑based planning, and why money itself is never the goal—only the tool.
With Easter on the horizon (and a classic April Fool’s fake‑out to start the show), the conversation goes deep into how beliefs shape financial decisions, from saving and investing to giving and d...
27
March 25, 2026
Little r Retirement and Your Bridge to the Big R
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog kick things off with some light banter before diving into timely housing headlines, military retirement planning, and the powerful flexibility that comes with a pension.
🎯 What We Cover
Adjustable‑Rate Mortgages Are Back
A Wall Street Journal headline sparks a discussion on the renewed popularity of adjustable‑rate mortgages (ARMs). Rob and Omen explain why ARMs are ultimately a bet on future interest rates, refinancing ability, ...
🎯 What We Cover
Adjustable‑Rate Mortgages Are Back
A Wall Street Journal headline sparks a discussion on the renewed popularity of adjustable‑rate mortgages (ARMs). Rob and Omen explain why ARMs are ultimately a bet on future interest rates, refinancing ability, ...
26
March 18, 2026
All About Trump Accounts
Market Volatility, Trump Accounts, and Choosing the Right Tool
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog take on two timely topics: navigating market volatility during periods of global uncertainty and breaking down the realities of the newly introduced Trump accounts for kids.
The conversation starts with perspective—looking at historical moments like the 2008 financial crisis and COVID to remind listeners that volatility is normal, recurring, and manageable with a plan...
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog take on two timely topics: navigating market volatility during periods of global uncertainty and breaking down the realities of the newly introduced Trump accounts for kids.
The conversation starts with perspective—looking at historical moments like the 2008 financial crisis and COVID to remind listeners that volatility is normal, recurring, and manageable with a plan...
25
March 11, 2026
The Savings Cascade: Giving Every Dollar Marching Orders
In this episode, Rob Moore and Omen Quelvog dig into two issues that hit close to home for military families and disciplined savers alike: cybersecurity in an age of constant data breaches and how to prioritize savings when you don’t have a specific goal in mind.
In This Episode
VA Disability Rule Update Rob and Omen break down the recently issued—and quickly rescinded—VA disability rating rule, why it caused immediate concern, and what the strong response from the veteran community tells us ab...
In This Episode
VA Disability Rule Update Rob and Omen break down the recently issued—and quickly rescinded—VA disability rating rule, why it caused immediate concern, and what the strong response from the veteran community tells us ab...
24
March 4, 2026
When SGLI Leaves You Hanging
Life Insurance, Retirement Timing, and Avoiding Costly Mistakes
In this episode, Rob Moore and Omen Quelvog kick things off with a timely dose of patriotism, reflecting on a historic U.S. Olympic hockey victory and what it reveals about teamwork, sacrifice, and perspective—before moving straight into the financial trenches.
🪖 This Week in History
On March 3, 1931, The Star-Spangled Banner officially became the U.S. national anthem. The hosts discuss why this moment still matters—especially to t...
In this episode, Rob Moore and Omen Quelvog kick things off with a timely dose of patriotism, reflecting on a historic U.S. Olympic hockey victory and what it reveals about teamwork, sacrifice, and perspective—before moving straight into the financial trenches.
🪖 This Week in History
On March 3, 1931, The Star-Spangled Banner officially became the U.S. national anthem. The hosts discuss why this moment still matters—especially to t...
23
Feb. 25, 2026
TSP In‑Plan Roth Conversions — Fine Woodworking Your Retirement
🦊 Welcome Back to the Foxhole
Rob and Omen open the episode with gratitude for a recent jump in listeners (thank you for sharing the show!) before diving into a timely and highly requested topic: TSP in‑plan Roth conversions. This is a practical, no‑nonsense conversation designed to help servicemembers and federal employees understand what’s now possible—and what to watch out for.
đź“… This Week in History
Omen highlights the February 23, 1945 flag raising on Iwo Jima.
đź“° Headline of the Week
“401...
Rob and Omen open the episode with gratitude for a recent jump in listeners (thank you for sharing the show!) before diving into a timely and highly requested topic: TSP in‑plan Roth conversions. This is a practical, no‑nonsense conversation designed to help servicemembers and federal employees understand what’s now possible—and what to watch out for.
đź“… This Week in History
Omen highlights the February 23, 1945 flag raising on Iwo Jima.
đź“° Headline of the Week
“401...
22
Feb. 18, 2026
CPA?! I don't need no stinkin' CPA!
Episode 22: CPA?! I don’t need no stinking CPA!
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog kick things off with some real‑life resilience checks (broken laptops, freezing runs) before diving into lessons from the Super Bowl, the markets, and—most importantly—tax season.
🎯 What We Cover
Super Bowl bets & lessons learned
The guys recap their Super Bowl prop‑bet challenge, explain why the casino always wins, and use it as a real‑world reminder about probabilities, risk, and ...
In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog kick things off with some real‑life resilience checks (broken laptops, freezing runs) before diving into lessons from the Super Bowl, the markets, and—most importantly—tax season.
🎯 What We Cover
Super Bowl bets & lessons learned
The guys recap their Super Bowl prop‑bet challenge, explain why the casino always wins, and use it as a real‑world reminder about probabilities, risk, and ...
21
Feb. 11, 2026
Money, Marriage, and Meaningful Conversations
Hosts: Rob Moore & Omen Quelvog
Theme: Valentine’s Day edition — the money conversations couples need to have (but often avoid)
Episode Overview
Money is rarely just about math. More often, it represents security, freedom, control, or peace of mind—and when couples don’t talk about those meanings, friction quietly builds.
In this Valentine’s Day–themed episode of The Fiscal Foxhole, Rob and Omen move past budgets and spreadsheets to focus on the deeper financial conversations that shape healt...
Theme: Valentine’s Day edition — the money conversations couples need to have (but often avoid)
Episode Overview
Money is rarely just about math. More often, it represents security, freedom, control, or peace of mind—and when couples don’t talk about those meanings, friction quietly builds.
In this Valentine’s Day–themed episode of The Fiscal Foxhole, Rob and Omen move past budgets and spreadsheets to focus on the deeper financial conversations that shape healt...
20
Feb. 4, 2026
Over/Under On Your Wallet - The Gambling Episode
🎙️ Episode 20: Over/Under Your Wallet
Hosts: Omen Quelvog & Rob Moore
February 4th, 2026
⚠️ Gambling Help & Support Resources (Please Read First)
If you or someone you care about may be struggling with gambling, confidential help is available right now:
National Problem Gambling Helpline (US): 1‑800‑GAMBLER (1‑800‑426‑2537)
Text or Chat: https://www.1800gambler.net
Military OneSource: https://www.militaryonesource.mil (free, confidential counseling)
TRICARE / Military Treatment Facility: As...
Hosts: Omen Quelvog & Rob Moore
February 4th, 2026
⚠️ Gambling Help & Support Resources (Please Read First)
If you or someone you care about may be struggling with gambling, confidential help is available right now:
National Problem Gambling Helpline (US): 1‑800‑GAMBLER (1‑800‑426‑2537)
Text or Chat: https://www.1800gambler.net
Military OneSource: https://www.militaryonesource.mil (free, confidential counseling)
TRICARE / Military Treatment Facility: As...
19
Jan. 28, 2026
Credit, Courage, and the Cost of Convenience - w/ Lacey Langford
Guest: Lacey Langford, Host of the Milmo Show®
đź“Ś Episode Summary
In today’s packed episode, Rob and Omen crawl back into the foxhole to tackle one of the most misunderstood financial tools in the military community: credit. And they brought reinforcements.
Joining them in the foxhole is Lacey Langford — Air Force veteran, financial counselor, host of The MILMO Show, and founder of MilMoneyCon. Lacey brings honest, practical, and much‑needed wisdom about how service members can avoid the traps o...
đź“Ś Episode Summary
In today’s packed episode, Rob and Omen crawl back into the foxhole to tackle one of the most misunderstood financial tools in the military community: credit. And they brought reinforcements.
Joining them in the foxhole is Lacey Langford — Air Force veteran, financial counselor, host of The MILMO Show, and founder of MilMoneyCon. Lacey brings honest, practical, and much‑needed wisdom about how service members can avoid the traps o...
18
Jan. 21, 2026
Making Goals Work Even When Orders Change
Episode 18: Making Goals Work Even When Orders Change
Hosts: Rob Moore & Omen Quelvog
🔧 Episode Summary
In this episode, Rob and Omen dig into why most New Year’s resolutions fall apart by “Quitter’s Day,” how motivation is a terrible long‑term strategy, and why boring, repeatable systems are the real recipe for success.
The guys also recap an intense wildcard football weekend, react to a listener’s comment on student loans, and break down a headline about government employees and Roth convers...
Hosts: Rob Moore & Omen Quelvog
🔧 Episode Summary
In this episode, Rob and Omen dig into why most New Year’s resolutions fall apart by “Quitter’s Day,” how motivation is a terrible long‑term strategy, and why boring, repeatable systems are the real recipe for success.
The guys also recap an intense wildcard football weekend, react to a listener’s comment on student loans, and break down a headline about government employees and Roth convers...
17
Jan. 14, 2026
Should you stay past 20? w/ guest Brandon Lovingier
Should You Stay Past 20? Military Retirement, Career Choices & Market Lessons with guest Brandon Lovingier
🎙️ Hosts
Rob Moore
Omen Quelvog
Episode Summary
In this episode, Rob and Omen kick off the new year with reflections on career decisions, market lessons from 2025, and a deep dive into military retirement choices. They welcome back their first-ever guest, Brandon Lovingier, for a candid conversation about the decision to stay in the military past 20 years—and what really matters when mak...
🎙️ Hosts
Rob Moore
Omen Quelvog
Episode Summary
In this episode, Rob and Omen kick off the new year with reflections on career decisions, market lessons from 2025, and a deep dive into military retirement choices. They welcome back their first-ever guest, Brandon Lovingier, for a candid conversation about the decision to stay in the military past 20 years—and what really matters when mak...
16
Jan. 7, 2026
New Year, New Limits!
Hosts: Omen Quelvog & Rob Moore Release Date: January 7 2026
Student Loan Crisis:Wage garnishment for federal student loans resumes in January
What “default” means (270+ days behind) and how to avoid it
Actionable steps for borrowers in trouble:Seek help—reach out to financial counselors, advisors, or trusted professionals
Update your contact info with loan servicers
Apply for income-driven repayment plans
Consider consolidation
Explore disability discharge options for veterans (tax-free ...
Student Loan Crisis:Wage garnishment for federal student loans resumes in January
What “default” means (270+ days behind) and how to avoid it
Actionable steps for borrowers in trouble:Seek help—reach out to financial counselors, advisors, or trusted professionals
Update your contact info with loan servicers
Apply for income-driven repayment plans
Consider consolidation
Explore disability discharge options for veterans (tax-free ...
15
Dec. 31, 2025
New Years Predictions!
Episode 15 - New Years Predictions!
Episode Title: New Year’s Predictions & Financial Twists for 2026 Hosts: Omen Quelvog & Rob Moore
Episode Overview
Cheers and Happy New Year from the Fiscal Foxhole! In this special New Year’s Eve episode, Omen and Rob kick off 2026 with a lively round of predictions, financial headlines, and a friendly competition—pitting their own forecasts against those of an AI chatbot. From mortgage rates and Super Bowl picks to the fate of Bitcoin and Taylor Swift’s rel...
Episode Title: New Year’s Predictions & Financial Twists for 2026 Hosts: Omen Quelvog & Rob Moore
Episode Overview
Cheers and Happy New Year from the Fiscal Foxhole! In this special New Year’s Eve episode, Omen and Rob kick off 2026 with a lively round of predictions, financial headlines, and a friendly competition—pitting their own forecasts against those of an AI chatbot. From mortgage rates and Super Bowl picks to the fate of Bitcoin and Taylor Swift’s rel...
14
Dec. 24, 2025
A Foxhole Christmas Story
The Fiscal Foxhole – Episode 14: QA Foxhole Christmas Story
Hosts: Rob Moore Omen Quelvog
Episode Summary
It’s Christmas Eve in the foxhole! Rob and Omen swap stories about military Christmases, family traditions, and the memories that matter most. From NORAD tracking Santa to ugly sweaters and spiked cocoa, this episode is all about the experiences that make the holidays special—whether you’re deployed, at home, or somewhere in between.
Highlights & Segments
Festive Foxhole Vibes: The foxhole...
Hosts: Rob Moore Omen Quelvog
Episode Summary
It’s Christmas Eve in the foxhole! Rob and Omen swap stories about military Christmases, family traditions, and the memories that matter most. From NORAD tracking Santa to ugly sweaters and spiked cocoa, this episode is all about the experiences that make the holidays special—whether you’re deployed, at home, or somewhere in between.
Highlights & Segments
Festive Foxhole Vibes: The foxhole...
13
Dec. 17, 2025
Holiday Money Traps (and How to Avoid Them)
Hosts: Rob Moore & Omen Quelvog
Theme: Holiday spending, gift giving, and financial planning for the festive season
Episode Highlights
Opening Banter: Rob and Omen kick off with holiday spirit, snowy Virginia weather, and a nod to their Christmas enthusiasm.
Client Invitation: Both hosts are accepting new clients for financial planning in the new year. Free consultations available.
Headline Discussion:Vanguard’s Crypto ETF Move: The hosts discuss Vanguard’s decision to allow crypto ETFs, exp...
Theme: Holiday spending, gift giving, and financial planning for the festive season
Episode Highlights
Opening Banter: Rob and Omen kick off with holiday spirit, snowy Virginia weather, and a nod to their Christmas enthusiasm.
Client Invitation: Both hosts are accepting new clients for financial planning in the new year. Free consultations available.
Headline Discussion:Vanguard’s Crypto ETF Move: The hosts discuss Vanguard’s decision to allow crypto ETFs, exp...
12
Dec. 10, 2025
Top 10 Financial Lessons from Christmas Movies
The Fiscal Foxhole – Episode 12: Financial Lessons in Christmas Movies
Hosts: Rob Moore & Omen Quelvog
Published: December 10, 2025
🎙️ Episode Highlights
Opening Banter:Reflections on service, military retirement, and the “advent calendar” of C&P appointments.
Home repair stories—drywall, plumbing, and the aches that come with DIY projects.
Listener Shout-Out:Thanks to listeners for recent reviews.
Call to action: Please leave a review and share the podcast!
News Headline:Kiplinger’s “Snow...
Hosts: Rob Moore & Omen Quelvog
Published: December 10, 2025
🎙️ Episode Highlights
Opening Banter:Reflections on service, military retirement, and the “advent calendar” of C&P appointments.
Home repair stories—drywall, plumbing, and the aches that come with DIY projects.
Listener Shout-Out:Thanks to listeners for recent reviews.
Call to action: Please leave a review and share the podcast!
News Headline:Kiplinger’s “Snow...
11
Dec. 3, 2025
Civilian Income After Military Service - Our FIRST listener question
Hosts: Rob Moore & Omen Quelvog
Release Date: December 3, 2025
Episode Overview
This episode kicks off with reflections on recent tax-focused episodes and a humorous “mea culpa” about financial jargon. The hosts then dive into a timely headline about federal employee health benefits, followed by a deep listener question on planning civilian income after military service. The show wraps up with a festive debate on the top Christmas movies.
Headlines
FEHB Premium Spike Alert: Over 30,000 federa...
Release Date: December 3, 2025
Episode Overview
This episode kicks off with reflections on recent tax-focused episodes and a humorous “mea culpa” about financial jargon. The hosts then dive into a timely headline about federal employee health benefits, followed by a deep listener question on planning civilian income after military service. The show wraps up with a festive debate on the top Christmas movies.
Headlines
FEHB Premium Spike Alert: Over 30,000 federa...