Fiscal Foxhole
A podcast for military finance enthusiasts

Your Guide to *Smart* Military Finance

Hosted by Army Veteran Rob Moore MQFP®, and Marine Veteran Omen Quelvog CFP® MQFP®, The Fiscal Foxhole is where military grit meets financial smarts. Whether you're active duty, a veteran, or retired, we dive deep into the money matters that matter most.

TRICARE in Retirement: What Changes, What Stays, and What You Need to Do
Fiscal Foxhole
TRICARE in Retirement: What Changes, What Stays, and What You Need to Do

Latest Episodes

60
Nov. 11, 2026

TRICARE in Retirement: What Changes, What Stays, and What You Need to Do

Retiring from the military changes your healthcare, but it does not mean giving up one of your most valuable benefits. Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® break down TRICARE in retirement, the Prime vs. Select decision, VA healthcare, enrollment deadlines, and the benefits that require a separate plan. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🇺🇸 Situation: Veterans Day & the Marine Corps Birthday Th
59
Nov. 4, 2026

Who Does Your Agent Work For? Smarter Insurance Decisions for Military Families

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® welcome insurance specialist Jeremy Vidmar to explain why the right coverage starts with the client’s needs, not an agent’s product shelf. They also discuss stretching a budget without sacrificing future savings, navigating life-insurance underwriting around military transition, and creating a long-term-care plan before a family crisis. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeti
58
Oct. 28, 2026

Scariest Money Moves: Our Top 5

In this Halloween-themed episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® confront five financial hazards that can turn routine decisions into costly nightmares. They explain how military families can protect themselves during rollovers, transitions, emergencies, and major credit decisions. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🫡 Background: John Basilone Marine Gunnery Sergeant John Basilone earned t
57
Oct. 21, 2026

Give it Away Now

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® unpack the 2026 gifting rules, including annual exclusions, direct tuition and medical payments, 529 superfunding, charitable strategies, and family loans. They also explore why purchasing help can be a legitimate financial-planning tool and how clear expectations keep generosity from creating family conflict. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🕯️ Rememberin
56
Oct. 14, 2026

You Down With SBP?

In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explore two powerful retirement topics: why the financial finish line always seems to move, and how military retirees can make an informed Survivor Benefit Plan (SBP) decision. They break down common myths, real-world scenarios, and the practical questions every military family should consider before retirement. Contact The Fiscal Foxhole: fiscalfoxhole@gmail.com Book a meeting with Rob: https://www.prosperwitheverman.com/contact Bo
55
Oct. 7, 2026

Building Your Net(work) Before You Jump

Recorded at XYPN LIVE 2026 in San Diego, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explain why a successful military transition depends on building the right civilian network before separation. They also discuss fee-only advice, increased combat pay, and how genuine professional relationships can create post-service opportunities. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 Background: 25 Years Since Opera
54
Sept. 30, 2026

Personal Finance 201: 8 Next Level Concepts (and 2 most overrated)

Once the financial fundamentals are secure, thoughtful optimization can help you keep more of what you have built. Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explore eight advanced planning strategies, challenge two commonly overemphasized tactics, and explain why the right decision must begin with your personal retirement-income picture. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 Background: The Battle of Mogadishu On October 3, 199
53
Sept. 23, 2026

Backdoor Roth Club w/ Brian O'Neill CFP®, EA, MQFP®

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® welcome former fighter pilot and financial planner Brian O’Neill, CFP®, EA, MQFP® to explain how high-income earners can continue funding a Roth IRA. They also discuss higher mortgage rates, home affordability, and why financial decisions should reflect your family’s goals rather than headlines. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🇺🇸 Background: The Star-Spangled Banner During the 1814

About the Hosts

Rob Moore Profile Photo
Rob Moore

MQFP®

Rob is the founder of Everman Wealth & Prosperity, a fee-only financial planning firm in Northern Virginia. He spent over 23 years in the Army before retiring.  He specializes in military families, veterans, and federal employees, helping them navigate the transitions and decisions unique to those careers. Rob holds the Military Qualified Financial Planner (MQFP®) designation and brings that same service-first mindset to every episode of Fiscal Foxhole. Outside of work, he's a sports fan through and through.  But if he's not watching sports, you can usually find him on the golf course or in the gym.

Omen Quelvog Profile Photo
Omen Quelvog

CFP®, MQFP®

Omen is the founder of Formynder Wealth Management, a fee-only fiduciary firm serving military families, veterans, and federal employees. He spent over 25 years in the Marine Corps before retiring. Omen holds both the CFP® and MQFP® designations and specializes in the details that matter most to military and federal careers: values-centered financial planning using the military and federal benefits you earned. He co-hosts Fiscal Foxhole to help families understand the decisions they have and ways they can create informed and values-aligned paths.  Omen lives in Northern Virginia with his wife Megan and a Pitty named "Dobby" who runs the house. He has two adult sons; one in the USAF and one working to become a teacher.  When he's not working, you'll find him training for his next marathon.

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Reviews

Incredibly insightful and well done!
Rob and Omen provide extremely tangible and meaningful advice. Definitely speaks to me personally as I’m rapidly approaching a 20 year Officer retirement.
Amazing podcast, thank you!!
I listen to A LOT of finance podcasts and seriously you guys are the best! I appreciate the money advice AND how you deliver your message with from a Christian approach as well. Thank you so much, huge fan!
Phenomenal Resource
I have 4 different financial podcasts on my weekly rotation and this one never disappoints! Rob and Omen breakdown complicated concepts into simple and digestible ways. Although they both specialize in financial planning for the military and veteran population, their discussions are widely applicable for anyone looking to take more control of their financial future. 100% recommend!