A podcast for military finance enthusiasts
Your Guide to *Smart* Military Finance
Hosted by Army Veteran Rob Moore MQFP®, and Marine Veteran Omen Quelvog CFP® MQFP®, The Fiscal Foxhole is where military grit meets financial smarts. Whether you're active duty, a veteran, or retired, we dive deep into the money matters that matter most.
New to Fiscal Foxhole?
43
July 15, 2026
Military Retirement and the Paradox of Opportunity
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® discuss one of the biggest challenges facing military retirees: what comes next? From dividend investing and retirement income strategies to career transitions and finding purpose after service, this episode explores how military retirement creates both freedom and uncertainty. Connect With Us 📧 fiscalfoxhole@gmail.com 📅 Book a meeting with Rob 📅 Book a meeting with Omen 🪖 This Week in Military History Historic firsts for women in the military 📰 Hea
38
June 10, 2026
Roth Rules! Important Details About the Swiss Army Investment Tool
🎯 Episode Summary Roth accounts get all the hype—and for good reason. Tax-free growth, flexible withdrawals, and powerful planning tools. But here’s the reality: that flexibility only works if you do the behind-the-scenes admin correctly. In this episode, Rob Moore and Omen Quelvog break down the often-missed rules that make Roth IRAs work the way they’re advertised. From tracking contributions to avoiding costly tax mistakes, this is your practical guide to staying in control—and staying out o
23
Feb. 25, 2026
TSP In‑Plan Roth Conversions — Fine Woodworking Your Retirement
🦊 Welcome Back to the Foxhole Rob and Omen open the episode with gratitude for a recent jump in listeners (thank you for sharing the show!) before diving into a timely and highly requested topic: TSP in‑plan Roth conversions. This is a practical, no‑nonsense conversation designed to help servicemembers and federal employees understand what’s now possible—and what to watch out for. 📅 This Week in History Omen highlights the February 23, 1945 flag raising on Iwo Jima. 📰 Headline of the Week “401
Latest Episodes
53
Sept. 23, 2026
Backdoor Roth Club w/ Brian O'Neill CFP®, EA, MQFP®
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® welcome former fighter pilot and financial planner Brian O’Neill, CFP®, EA, MQFP® to explain how high-income earners can continue funding a Roth IRA. They also discuss higher mortgage rates, home affordability, and why financial decisions should reflect your family’s goals rather than headlines. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🇺🇸 Background: The Star-Spangled Banner During the 1814
52
Sept. 16, 2026
Roth Conversion Ladders - Rob joins the MMM podcast
In this crossover episode, Rob Moore, MQFP® joins the Military Money Manual to explain how a Roth conversion ladder can create supplemental income between military retirement and age 59½. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪜 Roth Conversion Ladder Basics A Roth conversion ladder moves money from a traditional IRA to a Roth IRA over several years, creating potential bridge income before age 59½. The con
51
Sept. 9, 2026
Three Buckets, One Mission
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explain how the three-bucket strategy can make investing and retirement income decisions easier to manage. They also explore state tax benefits for 529 plans, the enduring legacy of the Cobra attack helicopter, and why financial resilience is more important than predicting the market. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🚁 Background: The Cobra Takes Flight The
50
Sept. 2, 2026
Not all Advisors Wear the Same Combat Patch
In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® tackle one of the most requested topics: financial designations, fiduciary duty, advisor compensation, and how to evaluate financial professionals. They also discuss retirement cash reserves, military-specific planning, and the red flags that should make you pause before taking financial advice. Contact & Booking Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🎙️ Opening Salvo Fisc
49
Aug. 26, 2026
Trump Accounts Deep Dive
In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® take a full deep dive into the newly launched Trump Accounts, separating the facts from the hype and discussing how these accounts actually work now that they're available. They also revisit emergency fund planning for military families and explore what happens when a child eventually takes control of a Trump Account. Contact Us: fiscalfoxhole@gmail.com Book a meeting with Rob: https://www.prosperwitheverman.com/contact Book a meeti
48
Aug. 19, 2026
AI and DIY Financial Planning - What Could Go Wrong?
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explore the growing role of AI in personal finance, breaking down the different ways people use chatbots for money decisions and where those tools help or fall short. They also discuss Trump accounts for kids, lessons from the C-130 Hercules, and why judgment still matters more than information. Contact and Booking Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob: https://www.prosperwitheverman.com/contact Book a meeting w
47
Aug. 12, 2026
The TSP Episode (FINALLY!)
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® take a long-overdue deep dive into the Thrift Savings Plan, using Dave Ramsey’s common TSP guidance as a launch point. They also unpack CD ladders, TSP fund choices, L Funds, the G Fund’s unique role, and why intentionality matters more than chasing complexity. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 Today’s Background: V-J Day Rob and Omen look back to August 14, 1945, when President Ha
46
Aug. 5, 2026
The Principles of Prosperity - Putting Rob's Book to the Test
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® unpack Rob’s Principles of Prosperity and test whether its five core ideas still hold up inside The Fiscal Foxhole. The episode moves from values and goals to net worth, cash flow, and budgeting, with one reminder: strong financial decisions start with what matters most. DOWNLOAD YOUR COPY TODAY Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🧭 Situation: Principles Under Fire Rob explains why he
About the Hosts
Rob Moore
MQFP®
Rob is the founder of Everman Wealth & Prosperity, a fee-only financial planning firm in Northern Virginia. He spent over 23 years in the Army before retiring. He specializes in military families, veterans, and federal employees, helping them navigate the transitions and decisions unique to those careers. Rob holds the Military Qualified Financial Planner (MQFP®) designation and brings that same service-first mindset to every episode of Fiscal Foxhole. Outside of work, he's a sports fan through and through. But if he's not watching sports, you can usually find him on the golf course or in the gym.
Omen Quelvog
CFP®, MQFP®
Omen is the founder of Formynder Wealth Management, a fee-only fiduciary firm serving military families, veterans, and federal employees. He spent over 25 years in the Marine Corps before retiring. Omen holds both the CFP® and MQFP® designations and specializes in the details that matter most to military and federal careers: values-centered financial planning using the military and federal benefits you earned. He co-hosts Fiscal Foxhole to help families understand the decisions they have and ways they can create informed and values-aligned paths. Omen lives in Northern Virginia with his wife Megan and a Pitty named "Dobby" who runs the house. He has two adult sons; one in the USAF and one working to become a teacher. When he's not working, you'll find him training for his next marathon.
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Reviews
Incredibly insightful and well done!
Rob and Omen provide extremely tangible and meaningful advice. Definitely speaks to me personally as I’m rapidly approaching a 20 year Officer retirement.
- scudrunner12
- March 29, 2026
Amazing podcast, thank you!!
I listen to A LOT of finance podcasts and seriously you guys are the best! I appreciate the money advice AND how you deliver your message with from a Christian approach as well. Thank you so much, huge fan!
- Justy Lain
- June 10, 2026
Phenomenal Resource
I have 4 different financial podcasts on my weekly rotation and this one never disappoints! Rob and Omen breakdown complicated concepts into simple and digestible ways. Although they both specialize in financial planning for the military and veteran population, their discussions are widely applicable for anyone looking to take more control of their financial future. 100% recommend!
- Alex M #45
- July 27, 2026