July 8, 2026
Estate Planning: The Gift of Love w/ Daniel Kopp, CFP®, MQFP®
Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® welcome Daniel Kopp, CFP® to share a deeply personal and professional perspective on estate planning—both in preparation and in reality after loss. The episode blends market insights, military history, and powerful lessons on planning, grief, and financial clarity.
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🪖 This Week in Military History
- Operation Husky (July 1943): Allied invasion of Sicily
📰 Headline: K-Shaped Economy & the TSP
- A K-shaped economy: some sectors rise while others fall
🎙️ Guest Interview: Daniel Kopp
Background & Mission
- Air Force veteran, financial planner, widower
- Founder of Wise Stewardship Financial Planning
❤️ Estate Planning: Before & After
- Having basic documents helped—but gaps still caused challenges
- Biggest value: reducing emotional and administrative burden
Core Lesson:
- Estate planning = a gift of love
- Hard conversations now prevent hardship later
🧠 Navigating Grief & Decision-Making
- Loss creates “brain fog” and emotional overload
- Use the Now, Soon, Later framework:
- Now: urgent tasks
- Soon: near-term decisions
- Later: major life changes
💬 How to Start the Conversation
- Ask open-ended questions:
- Use real-life examples (good & bad outcomes)
🧰 Practical Tools & Tips
- Use password managers (critical for digital access)
- Organize info with systems like NOK Box or prepared binders
💰 Gold Star & SGLI Insights
- HEART Act benefit:
- Roll SGLI proceeds into a Roth IRA (within 12 months)
- Enables long-term tax-free growth
🤝 MFAA & Professional Pathways
- Military Financial Advisors Association (MFAA)
- Daniel’s podcast: Military to Financial Planner
🔗 Resources Mentioned