Fiscal Foxhole
A podcast for military finance enthusiasts

Your Guide to *Smart* Military Finance

Hosted by Army Veteran Rob Moore MQFP®, and Marine Veteran Omen Quelvog CFP® MQFP®, The Fiscal Foxhole is where military grit meets financial smarts. Whether you're active duty, a veteran, or retired, we dive deep into the money matters that matter most.

Give it Away Now
Fiscal Foxhole
Give it Away Now

Latest Episodes

57
Oct. 21, 2026

Give it Away Now

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® unpack the 2026 gifting rules, including annual exclusions, direct tuition and medical payments, 529 superfunding, charitable strategies, and family loans. They also explore why purchasing help can be a legitimate financial-planning tool and how clear expectations keep generosity from creating family conflict. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🕯️ Rememberin
56
Oct. 14, 2026

You Down With SBP?

In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explore two powerful retirement topics: why the financial finish line always seems to move, and how military retirees can make an informed Survivor Benefit Plan (SBP) decision. They break down common myths, real-world scenarios, and the practical questions every military family should consider before retirement. Contact The Fiscal Foxhole: fiscalfoxhole@gmail.com Book a meeting with Rob: https://www.prosperwitheverman.com/contact Bo
55
Oct. 7, 2026

Building Your Net(work) Before You Jump

Recorded at XYPN LIVE 2026 in San Diego, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explain why a successful military transition depends on building the right civilian network before separation. They also discuss fee-only advice, increased combat pay, and how genuine professional relationships can create post-service opportunities. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 Background: 25 Years Since Opera
54
Sept. 30, 2026

Personal Finance 201: 8 Next Level Concepts (and 2 most overrated)

Once the financial fundamentals are secure, thoughtful optimization can help you keep more of what you have built. Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explore eight advanced planning strategies, challenge two commonly overemphasized tactics, and explain why the right decision must begin with your personal retirement-income picture. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪖 Background: The Battle of Mogadishu On October 3, 199
53
Sept. 23, 2026

Backdoor Roth Club w/ Brian O'Neill CFP®, EA, MQFP®

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® welcome former fighter pilot and financial planner Brian O’Neill, CFP®, EA, MQFP® to explain how high-income earners can continue funding a Roth IRA. They also discuss higher mortgage rates, home affordability, and why financial decisions should reflect your family’s goals rather than headlines. Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🇺🇸 Background: The Star-Spangled Banner During the 1814
52
Sept. 16, 2026

Roth Conversion Ladders - Rob joins the MMM podcast

In this crossover episode, Rob Moore, MQFP® joins the Military Money Manual to explain how a Roth conversion ladder can create supplemental income between military retirement and age 59½. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🪜 Roth Conversion Ladder Basics A Roth conversion ladder moves money from a traditional IRA to a Roth IRA over several years, creating potential bridge income before age 59½. The con
51
Sept. 9, 2026

Three Buckets, One Mission

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® explain how the three-bucket strategy can make investing and retirement income decisions easier to manage. They also explore state tax benefits for 529 plans, the enduring legacy of the Cobra attack helicopter, and why financial resilience is more important than predicting the market. Contact The Fiscal Foxhole Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🚁 Background: The Cobra Takes Flight The
50
Sept. 2, 2026

Not all Advisors Wear the Same Combat Patch

In this episode, Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® tackle one of the most requested topics: financial designations, fiduciary duty, advisor compensation, and how to evaluate financial professionals. They also discuss retirement cash reserves, military-specific planning, and the red flags that should make you pause before taking financial advice. Contact & Booking Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with Rob Book a meeting with Omen 🎙️ Opening Salvo Fisc

About the Hosts

Rob Moore Profile Photo
Rob Moore

MQFP®

Rob is the founder of Everman Wealth & Prosperity, a fee-only financial planning firm in Northern Virginia. He spent over 23 years in the Army before retiring.  He specializes in military families, veterans, and federal employees, helping them navigate the transitions and decisions unique to those careers. Rob holds the Military Qualified Financial Planner (MQFP®) designation and brings that same service-first mindset to every episode of Fiscal Foxhole. Outside of work, he's a sports fan through and through.  But if he's not watching sports, you can usually find him on the golf course or in the gym.

Omen Quelvog Profile Photo
Omen Quelvog

CFP®, MQFP®

Omen is the founder of Formynder Wealth Management, a fee-only fiduciary firm serving military families, veterans, and federal employees. He spent over 25 years in the Marine Corps before retiring. Omen holds both the CFP® and MQFP® designations and specializes in the details that matter most to military and federal careers: values-centered financial planning using the military and federal benefits you earned. He co-hosts Fiscal Foxhole to help families understand the decisions they have and ways they can create informed and values-aligned paths.  Omen lives in Northern Virginia with his wife Megan and a Pitty named "Dobby" who runs the house. He has two adult sons; one in the USAF and one working to become a teacher.  When he's not working, you'll find him training for his next marathon.

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Reviews

Incredibly insightful and well done!
Rob and Omen provide extremely tangible and meaningful advice. Definitely speaks to me personally as I’m rapidly approaching a 20 year Officer retirement.
Amazing podcast, thank you!!
I listen to A LOT of finance podcasts and seriously you guys are the best! I appreciate the money advice AND how you deliver your message with from a Christian approach as well. Thank you so much, huge fan!
Phenomenal Resource
I have 4 different financial podcasts on my weekly rotation and this one never disappoints! Rob and Omen breakdown complicated concepts into simple and digestible ways. Although they both specialize in financial planning for the military and veteran population, their discussions are widely applicable for anyone looking to take more control of their financial future. 100% recommend!